PCGS 1922 $10 Gold Certificate FR 1173 Speelman/White F12
First issued in 1865, gold certificates represented a bold step in the nation's monetary system. These certificates were essentially paper currency backed by an equivalent amount of gold held by the U.S. Treasury, allowing for easier transactions without the need to physically handle gold coins. The use of gold certificates was eventually discontinued in 1933 as part of the government's move away from the gold standard.